2025 401k Catch Up Contribution Limit Over 60

2025 401k Catch Up Contribution Limit Over 60. 401 K Maximum 2025 Over 50 Randolph P. Weber This "super catch-up contribution" allows you to save 50% more than the regular catch-up amount Kelley has over two decades of experience advising on.

Higher CatchUp Contribution Limits in 2025 YouTube
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This "super catch-up contribution" allows you to save 50% more than the regular catch-up amount Starting in 2025, individuals aged 60 to 63 can contribute even more than the standard catch-up limit

Higher CatchUp Contribution Limits in 2025 YouTube

The catch-up contribution limit that generally applies for employees aged 50 and over who participate in most 401(k), 403(b), governmental 457 plans, and the federal government's Thrift Savings Plan remains $7,500 for 2025 Key details include: Age Range: The enhanced limit applies from the year an individual turns 60 until the year they turn 64. Here's how it works: Standard Contribution Limit (2025): $23,500; Normal Catch-Up Contribution.

2025 401k Contribution Limits Chart By Age Carmen Martin. New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63. So, that's a maximum of: o $77,500 including catch-up contributions for those over 50 years old

Contribution Limit Increases For Tax Year 2025 For 401(k)s and IRAs. In 2025, workers under 50 can contribute up to $23,500 to a 401(k), whereas with an IRA, the limit is only $7,000 Section 109 of SECURE 2.0 increases the catch-up limit for individuals aged 60-63 to the greater of $10,000 or 150% of the regular catch-up limit ($11,250 for 2025)